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[null,"Each of us love our family. We earnestly want them to be covered from risk of loss of your life. So, how much of life insurance do you need? What quantum of insurance is sufficient to afford the standard of living your family is accustomed to, even when you are not there! Your Financial Friend assists in determining Insurance needs.",null,"Financial Friend"]
[]
[]
[null,"Gross Annual Income of Primary Breadwinner"]
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[null,"Housing Loan"]
[null,"Car Loan"]
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[null,"Insurance based on Income Plus Expenses",{"$f":"C4*5+SUM(C6:C9)","v":0},null,null,null,null,null,null,null,null,null,null,null,4,{"$f":"P16*(1+$C$14)","v":0},{"$f":"Q16*$Q$14","v":1},0,{"$f":"R17+S16","v":80000},0,80000]
[null,"Our Recommendation",{"$f":"ROUND(M21,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,5,0,{"$f":"Q17*$Q$14","v":1},0,80000,0,80000]
[null,"Avg. Annual Life Insurance Premium should be around ",{"$f":"(6+C11)%*C4","v":0},null,null,null,null,null,null,null,null,null,null,null,6,0,1,0,80000,0,80000]
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[null,"Caution: Insurance is not investment: You should always remember that life insurance is a protection and not really an investment because financial returns are rather meagre.",null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(C12,O13:U126,7,0)","v":0},null,8,0,1,0,80000,0,80000]
[null,"You should periodically review your needs in order to ensure that your life insurance coverage is adequate.",null,"Your Own Personal Money Management Tool",null,null,null,null,null,null,null,null,null,null,9,0,1,0,80000,0,80000]
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